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Pension Property Investment Lawyers, Scotland

Investing your pension in commercial property can be a tax-efficient choice. However, like any investment, it is not without risk. Additionally, it is crucial to comply with complex pension regulations.

That’s why it makes sense to discuss any investment with experienced retirement lawyers who understand the intricacies of pension schemes.

Our team of commercial property pension solicitors will help you understand the full process when you look to invest your pension in a commercial property.

We will be able to offer you advice about the investment, ensure that the investment is in your best interest and make sure that investment transactions go through quickly.

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If you are considering different forms of investment, our commercial property pension solicitors and broader retirement lawyers can help you decide which is right for you.

Because every investment is different, the advantages and disadvantages of investing your pension in commercial property differ dependent on your scenario. Contact Jones Whyte to discuss the pros and cons of investing your pension in commercial property.

Why A Commercial Property Pension Investment?

Commercial property that is held in a pension can grow in value, without incurring capital gains tax when it is sold.

Commercial property that is held in a SIPP and SSAS pension can grow in value, without incurring capital gains tax when it is sold.

Rental income from the property will be free of income tax. If you are the occupier of the property, the rental income can be deemed as a business expense, reducing commercial taxes.

Commercial property held in a pension is also not subject to inheritance tax.

Finally, commercial property that is held in a pension is not accessible to creditors, should the business fail.

There are many reasons to consider a commercial property pension in investment. Still, it is strongly advised to seek the proper legal support from experienced retirement lawyers and commercial property pension solicitors to ensure you are making the right choice for your situation.